Jurisdiction knowledge centre
Local property law, legal process, succession and regulatory context. Product availability and criteria are held separately for each jurisdiction and are never substituted.
Regulator: Financial Conduct Authority
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Jurisdiction guidance last verified 2026-09-13 · maintained by the Equity Fountain administrator, not generated automatically
Scots law has no leasehold residential tenure equivalent to England & Wales; residential property is normally held outright. Security over property is granted by a standard security registered in the Land Register of Scotland, not a legal charge at HM Land Registry. Missives form the binding contract at an earlier stage than in England & Wales.
Scottish conveyancing is conducted by a Scottish solicitor. The process includes missives, examination of title, the standard security and registration in the Land Register. Timescales, search requirements and the Home Report regime differ from England & Wales, and providers may require solicitors on an approved Scottish panel.
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